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Bank’s Scrutiny For Home Loan NotTitle Guarantee

Bar Bulletin and the Judgment dated 12.11.2026 of the High Court of Karnataka at Bengaluru in Criminal Petition No.8395 of 2025 of HDFC Bank Vs. State of Karnataka and others

Respondent No.2 filed a private complaint in P.C.R. No.3401/2024 under Section 200 of the Code of Criminal Procedure, 1973, on the basis of which Crime No.37/2024 came to be registered by Cubbon Park Police Station on 12.05.2024 for the offences punishable under Sections 34 and 420 of the IPC. The petitioner, who is arrayed as an accused in the said proceedings, is before this Court seeking quashing of the same. 3. 4. The allegations in the complaint are that respondent No.2 entered into an agreement of sale on 07.08.2017 with Mrs. Eveline Patricia Santhini Maxime for purchase of Flat No.8, situated on the second floor of the building known as S.V. Heritage, measuring 926 square feet, constructed on immovable property bearing BMP Khata No.2/1, PID No.89-71-2/1, situated on Hennur Main Road, Bengaluru.

The complaint, therefore, attributes criminal liability to the seller, Mrs. Eveline Patricia Santhini Maxime, SBI and HDFC Bank, alleging that the circumstances surrounding the earlier loan, the documents issued by SBI and the subsequent sale transaction disclose the commission of the offences invoked.

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