2025InsuranceLatestLegalMay 2025Supreme Court

Accident of tractor – death of coolie travelling in trailer – liability – Section 147(1)(b) – MV Act

On 29.2.2012, the deceased was travelling in a trailer attached to the tractor and trailer as a coolie to unload the soil.  However, it was toppled causing injuries and ultimately death of the deceased.

The Tribunal granted compensation of Rs.9,50,000/- and held that the risk of employee of the tractor / trailer was not statutorily covered under Section 147(1)(b) of the Motor Vehicles Act, 1988 and fastened the award liability on the owner.

The High Court enhanced the compensation to Rs.13,28,940/- but fastened the liability on the appellant – Insurance Company.

HELD that the tractor was the reason for the accident.  It is not the case that only because of some fault of trailer stand-alone.  The liability of the tractor / its insurer extended to the accident caused by it through the trailer, resulting in the death of deceased.

Judgment dated 5.5.2025 of the Supreme Court of India in SLP [C] NO. 2135 OF 2023 of The Royal Sundaram Alliance Insurance Company Limited    Vs.   Smt. Honnamma and others

 

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