Friday, July 24, 2026
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SC On Insurance Gap & Cross – Border Motor Travel Accidents

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It appears that there is, as of today, no clear statute, or binding precedent, or regulatory clarification, in force which clarifies the extension of insurance policies for cross-border travel. This uncertainty causes hurdles in deciding motor accident claims timely and efficiently, thereby affecting the claimants the most.

(iii) IRDAI is advised to consider issuing a master circular standardising cross-border coverage clauses across all motor insurance policies.

Judgment dated 20.7.2026 of the Supreme Court of India in SLP (Civil) No.20645 of 2025 of The Oriental Insurance Co. Ltd  Vs.  Durg Roadways Private Limited and others

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