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2026 Insurance Latest Legal May 2026 Supreme Court

Distinction – Mediclaim Reimbursement & Accident Compensation

May 19, 2026 legaldeli

Judgment dated 15.5.2026 of the Supreme Court of India in SLP (Civil) No.18267 of 2025 of New India Assurance Company Limited VS. Dolly Satish Gandhi and another

Mediclaim Reimbursement & Accident Compensation

There exists a distinction between statutory and contractual entitlements. Compensation under the MVA is a statutory right that arises upon proof of negligence and resulting injury. It is not contingent upon any prior contribution by the claimant. In contrast, a Mediclaim policy constitutes a contract of insurance, supported by the payment of premiums and governed by agreed terms. The respondent-insured submits that these two entitlements operate in separate domains, and that the statutory right to compensation cannot be diminished by importing considerations arising from a contractual benefit.

Press Release dated 12.05.2026 regarding constitution of Judicial Infrastructure Advisory Committee | Supreme Court of India | India

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